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[Credit Union Name] provides its website and services to you subject to the following terms and conditions of use, which may be updated by us from time to time without notice to you. Each time you use this website you indicate your acknowledgment and acceptance of the terms and conditions below. If you do not accept these terms and conditions, you should not use this website. 
 

The information, artwork, text, video, audio, and pictures contained our website, and the website design, content and arrangement are protected by copyright laws. You may download information from our website for your personal, non-commercial viewing, but you may not otherwise copy, reproduce, republish, post, transmit, distribute, or modify anything from our website without our prior written approval. 

[Credit Union Name] ,the [Credit Union Name] logo, MemberDirect® and all other trademarks and trade names of [Credit Union Name] appearing on this web site are owned by (or licensed to) [Credit Union Name] and may not be used in connection with any product or service that is not approved by [Credit Union Name], in any manner that is likely to cause confusion, or in any manner that disparages or discredits [Credit Union Name]. 

This website, and the information and documents provided on it, are provided “as is” without any warranties of any kind, express or implied, as to the operation of this website, our services, or the information, content, materials, services, or products included or referenced on this website. [Credit Union Name] uses reasonable efforts to include accurate and up-to-date information on this website; it does not, however, make any representations as to its accuracy or completeness. Your use of this website is at your own risk. [Credit Union Name], its suppliers, and the other parties involved in creating and delivering this website’s contents are not liable for any direct, indirect, special, or consequential damages arising from use of this site, including any damages you may suffer as a result of your personal information being transmitted between you and [Credit Union Name]. 

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, [CREDIT UNION NAME] DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. 

All information provided on this website is believed to be accurate and reliable when it was posted on this site. However, we cannot guarantee that all information is accurate, complete, or current at all times. The material on our website is for informational purposes only; it is not intended to be financial or legal advice. Please contact one of our customer service representatives at [email] for more information before you act on any materials or information you see on our website. The information on this website does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make such a solicitation. The products and services offered by [Credit Union Name] are subject to various terms and conditions. For more information, call [Credit Union Name] at [number] or email us at [email] 

[Credit Union Name]'s website may contain images of and links to third party websites ("Linked Sites"). The Linked Sites are not under the control of [Credit Union Name] and [Credit Union Name] is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. [Credit Union Name] is not responsible for webcasting or any other form of transmission received from any Linked Site nor is [Credit Union Name] responsible if the Linked Site is not working appropriately. [Credit Union Name] is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by [Credit Union Name] of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. 

Any dealings that you have with third parties (including advertisers) using any Linked Sites, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties, or representations associated with such dealings are solely between you and the third party. [Credit Union Name] shall not be responsible or liable in any way for any part of such dealings. 

If you wish to provide a link to our website from your website, please contact us at [email]. 

Occasionally, in order to provide better service, a "cookie" will be used. A cookie is a small piece of information which a website stores in your web browser on your computer and can later retrieve. The cookie cannot be read by a website other than the one that set the cookie. We use cookies for a number of administrative purposes. They let us store information that you have already told us, so we don't have to ask you again. They also allow us to measure what parts of our site customers prefer to see, and what parts are less popular. Most cookies last only through a single session or visit. None will contain information that will enable anyone to contact you via telephone, mail, or e-mail. You can set up your web browser to inform you when cookies are set or to prevent cookies from being set. 

[Credit Union Name], is stating our re-commitment to the Code of Conduct for the Credit and Debit Card Industry in Canada and the Canadian Code of Practice for Consumer Debit Card Services. The codes were designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks. 

Code of Conduct for the Credit and Debit Card Industry in Canada

View a PDF version of our Personal Direct Service Agreement here. 

View a PDF version of our Business Direct Service Agreement here. 

Have questions?

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